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What is XRP (Ripple)?

Updated: 2026-10-07 · MarketRadar Whale

XRP is a digital asset designed for fast, cheap international payments, closely associated with the company Ripple.

Ripple or XRP?

Ripple is the company and XRP is the coin, though people often use the names interchangeably.

Use

Cross-border transfers and settlement between institutions.

Risk

Dependence on one company's decisions and on national rules.

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Frequently asked questions

Is XRP a stablecoin?

No, its price floats.

Do you predict its price?

No; we do not predict prices.

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